Insurance companies can have damage reports prepared by in-house experts. Insurers may use a service provider that does not meet the definition of the independent expert. An independent expert is an expert that has above-average knowledge and experience in a specific subject area and makes his special expertise available to all persons independently, in a personal and impartial manner. (1) An injured party is therefore often well advised, if it involves a neutral expert to assess the damage. If uninsured damage is disputable, an objective assessment of the damage event may become necessary in order to be able to register and enforce claims for damage after all.
A damage report clearly establishes and quantifies a financial damage incurred. Our independent IT Damage Report allow our clients to quantify claims for damage and provide proof of these claims in court.
Damage to a computer system or a computerised system often requires special expertise. A negligently installed malicious software may destroy data or trigger IT support costs. Industrial espionage may damage business economically. A software update can make an unforeseen migration to new or other hardware necessary. Damage that are not covered by insurance may be subject to proof or documentation for other reasons.